Loan Products

The Following Types of Loan Products are Offered by Delta Bank

Consumer Loans
  • Personal Unsecured
  • Checking Account Overdraft Protection
  • Automobile Loans
  • Recreational Vehicles
  • Visa

 


Commercial/Business Loans
  • Commercial Loans to small businesses to assist them with their financial needs
  • SBA 504 Real Estate Loans

Real Estate Loans
  • Commercial Real Estate Loans
  • Agricultural Real Estate Loans
Agricultural Loans
  • Dairy Loans for purpose of increasing herd size, annual hay lines and dairy
    improvements
  • Crop Production Loans and Small Farm Loans
  • Farm Services Agency Loans

 

Contact loan officers for rates and fees on the above loans.

Steps to take to avoid foreclosure

Keeping up with your payments is an essential part of managing your finances.  Delta Bank, N.A. provides options to help you protect the personal and financial investment you've made.

Before you contact us to discuss your options, please have the following information available:

-       A brief explanation of your hardship.
-       A detailed list of all of your expenses, loans, and bills
-       Proof of all your income (including your most recent pay stubs, bank statements, and tax returns or profit & loss statement)
-       All other property liens

You can contact us at 209-824-4000.  Call today.  Delaying the call may limit your choices.


Find a Credit Counselor
Find a HUD-approved Credit Counseling agency by phone at 800-569-4287

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:: Delta Bank TELEBANC ::

We are pleased to announce TELEBANC. Automated banking from your telephone any time, anywhere 24 hours a day!

It's as easy as dialing the toll free number: 866-81DELTA (33582)


:: MEMBER FDIC ::
FDIC Member of the Federal Deposit
Insurance Corporation. Each depositor
insured to at least $250,000.
 

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